Join your group to Cycling UK View. Making a claim with Bikmo is designed to be as painless as possible: You can see answers to more questions by visiting the British Cycling bike insurance by Bikmo support pages here. Since 1 May 2019, British Cycling bike insurance has been provided by Bikmo. Maximum budget certainty at a fair price. Once you have a price it allows you to add various features such as five year new for old cover, competition use and personal accident cover. Its max cover for a single bike is £15,000 and the limit for total bikes is £50,000. This register can be checked We're experiencing some technical difficulties. Bikmo and Yellow Jersey offer worldwide policies and both have features that payout if your bike or the box it being transported in are damaged in transit. To link accounts please enter your British Cycling password. Updated We don't ask you to specify all of your cycles individually, just tell us the current replacement cost of all of your cycles to be covered. How long do you require cover for? As a British Cycling member you benefit from exclusive pricing, up to 50% multi-bike savings and up to 25% lower premium on electric bikes**. Taking your bike abroad and on cycling holidays. From the freedom of riding along the UK’s roads to saving money on train fares and petrol, cutting down on pollution and improving your health and fitness, pedal power sure is attractive. With many bikes and accessories costing thousands of pounds, it’s surprising many cyclists don’t have … Here they are: In 2017 in the UK our collective mileage was up 25% over the last 15 years to over 5 billion kilometres cycled in 2013 and two million people across Britain cycle at least once a week. Some providers offer security freebies. Home insurance may exclude events and competitions. We’ve been dedicated to cycling insurance since 2014. we will receive commission if clicking on a link to one of the named insurers All of the above cycling policies also offer public liability to cover any legal costs or payouts if you’re at fault in an accident. Protect your bikes and gear against theft & damage with Laka 5-star rated cycle insurance. Even if you take out bicycle insurance it’s vital that you are security conscious. Multi-insurer Assetsure covers precious items across the board, including jewellery, cameras, antiques and stamps, but also bicycles. Rated 4/5 by customers "Simple to use website, was able to get a quote in under a minute." Great offers on becoming a British Cycling member, however you ride. PedalSure is unique in that it allows you to choose cover for yourself, rather than your bike. It pays out for broken bones, physiotherapy and out-of-pocket expenses you might incur, such as having to get a cab to work for a few days. by the Financial Conduct Authority - Register number 652623. The excess fee may mean it doesn’t make sense to claim on home insurance. There are other providers on the market you might want to consider, or have heard about and want more information on. As well as the obvious headline financial impact related to these mishaps there are other costs that can add up. Cycling Electric … Hit a Cyclist with Your Car – Immediate Actions. £9.99. Cycling accident insurance isn't always included as standard with bicycle insurance policies, so always check. Bikmo. for details of our permissions, history and contact details. Yellow Jersey, Bikmo, PedalSure and Velosure include race cover as standard. In 2018, it launched cheaper cover for entry- and mid-level enthusiasts. Cycling UK members are automatically covered up to £10 million by this policy, including using cycles for business use (although it does not cover those specifically employed as a cyclist, for example as a courier). However, full cyclist insurance can cover individuals for legal expenses and provide payouts if you are injured or your bike breaks or is stolen. So for peace of mind, and to protect both you and your cycling possessions, you may want to consider insurance. Exclusive pricing for British Cycling members. Find out why you need cycle insurance. Insurance protects against financial loss and inconvenience when an unexpected event happens. Making a claim on home insurance is likely to increase your premium. *It can be especially important for commuting cyclists to have third party liability included in their bike insurance. Our list is not based on price, although we highlight where insurers may be cheaper for some people because they don't take into account where you live. With third party liability insurance, you are covered for any claims made against you for damage or injury. 16,873 cyclists were killed or injured in reported road accidents in 2019 [2] and more than 271,000 bikes were stolen. Thursday 27 June 2019. The firm says its bicycle insurance is designed to cover “keen amateurs”, and pays out in the event of accidental damage and theft, with £100,000 of legal … A comprehensive policy for cycling enthusiasts that covers accessories, events, breakdown, race fees and worldwide travel. Although the biggest fear for many cyclists is being injured by a vehicle. As mentioned previously, a Bought By Many colleague broke his arm in a race. British Cycling bike insurance by Bikmo. Insurance included in Cycling UK membership for cycling clubs and cycling groups. Although a number of well-known brands offer bicycle insurance some of the new companies are created for cyclists by cyclists and may also offer a better level of customer service. Magazine & Gift Ideas 32 products. Covers your bikes and kit against theft, accidental damage and more. Simply hit “GET A QUOTE” to get going. CycleSure donates 10% of the insurance premium to Cycling UK who use 100% of this to fight for local and national cycling issues. * Exclusive pricing for British Cycling members. By making it pay to pay out, we are the collective that backs each other. Tuesday, 20 November 2012 10:23. Policies come with a free DNA+ marking kit. It covers bikes up to £10,000 and does not seem to price by postcode, which means it could be cheaper for some city cyclists. What is cycling liability insurance and do I need it? Dedicated cycling insurers have emerged to package the relevant bits of each of those policies into one product. Liability for cyclists can come in the form of damage to the property of others or bodily injury to others. Insurance for bikes, e-bikes and cycling accessories At cycleGuard, we’ve been protecting cyclists and triathletes across the UK for over 20 years against theft and damage to all types of bike including mountain, folding, electric and road as well as cycling accessories inside the home, away from the home and much more. Learn more about the best cycling insurance companies and find out what their customers think by reading our expert reviews. London streets and roads, for example, can make it difficult to avoid pedestrians. Those sound like the enigmatic arguments for getting any kind of insurance but because cycling is so physical and involves vulnerable and valuable equipment it is something bike riders should consider. Good for: new cyclists, commuters, mountain bikers, enthusiasts, people who have home insurance that covers their bikes. Multi-cycle. Most home insurance or renters insurance policies come with at least … Cyclist Magazine Holder. Designed for all types of riding ; Covers you for many events; 92% claim approval. read a review of PedalSure's cycling cover. Bought By Many Ltd is a company registered in England and Wales with number 7886430. You can see our reviews of the top providers here. The best bicycle insurance offers comprehensive cover for serious cyclists, have good customer feedback online, accessible quote processes and are more competitive than other cycle policies. 2021, 1. It’s particularly popular for race and event cover, offering cancellation cover of up to … Be sure to always read the small print because there are conditions you have to meet to make a claim, for example, CycleGuard says the bicycle has to be "secured through the frame using an approved lock, to the roof or bike rack or if the vehicle is suitable, stored out of sight". * data from claims between 01/01/2019 and 31/12/2019. Many home insurance policies will not cover your bike if it is stolen from your car but Yellow Jersey and CycleGuard advertise in-vehicle cover. £5.99. For example, Bikmo and Yellow Jersey do not provide public liability for the USA and Canada. Find out about some of the best winter destinations for cyclists and cover for triathlons at home and abroad. If you don't know your username, enter the email address with which your account is registered and we will send you a reminder. It’s that simple! Cyclists do not legally require insurance to ride on the roads in the UK, however the recent case is a salutary reminder of what can happen if you cause an accident. Cycling UK membership offers a variety of insurance and there's also packages through our trusted brokers and partners, specifically tailored for cyclists. Menu … Perhaps you enter competitions at the weekend, have a high value bicycle (or bicycles), need more options or wish to cover yourself as well as your bicycle? For members who want cover for road racing, closed circuit racing or crit/criterium events choose PROTECT-R which also includes £500 race fee cover. Buy now. Good for: all-rounders, taking a bike abroad. This is when you’ll feel all the benefits at work. It covers bikes up to £12,500 and provides good cover for those considering long trips abroad. Get a quote for PedalSure's policies or read a review of PedalSure's cycling cover. We were not paid to write it but Many events will require you to have some form of cover before you enter. We flipped insurance. That’s all we do and we know what it takes to offer the most comprehensive cover for the most competitive price. Family Cover. We have found a match between your Facebook account and British Cycling. Of the 1,800 or so people killed every year on the UK’s roads, between zero and two typically tend to be killed because they were hit by cyclists. If you have to buy a new lock make sure you keep the receipt because if it disappears along with your bike, you’ll need to prove it was secured with an approved device. Select the value of your bike for an idea … As you might guess from the name, Yellow Jersey specialises in training and racing and will even cover fees for races you might not be able to attend after a crash. Latest News. We'll send you videos of our top cycling tips and techniques. Thank you for your continued patience and apologies for any inconvenience this may cause. Tuesday 30 October 2012. A Yellow Jersey policy comes with a DNA+ marking kit worth £36 and other companies provide discounts on well-known cycling brands and deals on the first year's premium. Cycling can be a leisure pursuit or a means of commuting. Motorists are legally obliged to carry insurance, and it is from this policy that an injured cyclist will often be able to claim compensation, both for an injury and its associated costs, and the damage done to property, an important financial consideration with some bicycles now costing more than the average car. £5.99. Visit Cyclist.co.uk; Subscribe to Cyclist Magazine — Sign In — Close; please allow 10 working days for your order to arrive, if you have any queries please email shop@cyclist.co.uk — Sign In — Close; Magazines & Gift Ideas. What you need to know about triathlon insurance. Issue 109. At Bought By Many we aim to help people understand all of the insurance options available to them and choose a policy that works for their needs. A comprehensive policy for cycling enthusiasts that covers accessories, events, breakdown, race fees and worldwide travel. Good for: serious cyclists, competitions and events in the UK and abroad, high-value bikes, pros, enthusiasts, holidays in Europe. Another way to get a limited amount of insurance is by joining organisations or charities such as British Cycling, Total Cycle Assist or CTC. Good for: all-rounders, commuters, amateur races, taking a bike on holiday. Other providers worth considering are Bikmo , PedalSure, CycleGuard, Yellow Jersey and Velosure because of their cycle breakdown feature. Our cyclist offers include 10% off a Bikmo policy. Laka is collective bicycle insurance especially for cyclists. Many home insurance policies will not cover accidental damage away from home. It’s almost a cheaper, tailored health insurance policy for cyclists. Our Cycling Travel Insurance policy works just like any other travel insurance, meaning that it will protect you should you have an accident or illness abroad, lose your luggage or experience delays. It is possible to cover certain risks using a combination of home, health and travel insurance. Another security issue to consider is theft from your car or a vehicle. Being on the road during rush hour brings greater risks. January Wiggle Cycle Insurance is designed specifically to protect cyclists. And they are unlikely to cover your bike while it is in the hold of a plane. £2m Public liability On the commute, club run or sportive, if you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million + defence costs too. Both Cycling UK and British Cycling will also cover damages if a cyclist … Buy now. We've reviewed cover levels to find the UK's best bicycle insurance companies. The cost of third party cycle insurance is not expensive, typically around £30 a year, and is available from organizations like Cycling UK , British Cycling and Wiggle . However, it's worth noting that worldwide policies often do not offer public liability cover for certain countries. There are a growing number of companies in the market built entirely around offering insurance catered perfectly to cyclists of all types, from casual commuters to hardened racers. Cycling Marketing Board launched to promote and diversify cycling. Along with the possibility of causing damage to yourself, your bike or others, cyclists have to find somewhere safe to store their bikes. (Click here for a full list of events included). Other providers with worldwide policies include Cycleplan, CycleGuard and PedalSure, which says it offers a true worldwide policy without any restrictions. results in a reader taking out a policy with that insurer. But insurance tailored for cyclists is a new development. You only need to do this once. Skip to content . Best bicycle insurance for UK cyclists Assetsure ‘keen amateurs’ insurance. That could be an injury, damage to your bike or someone else’s property. If you're entering a race in the UK you may need a British Cycling membership, which includes up to £10m of liability cover. Buy now. It works by paying a cash lump sum if you have a serious accident and policies offer cover ranging from £10,000 up to £150,000. Here are some of the things these new companies aim to cover that other policies may not: Cyclists might think they’re aware of the dangers of being in the saddle but there are many scenarios that can cost more than expected or cause major inconvenience if not covered. At last, a reason to feel good about insurance! Still, we recommend staying upright. where insurers are listed, it can dictate where they appear in the list. It covers bikes worth up to £20,000 and is underwritten by Hiscox, an insurer behind many specialist UK policies. But be sure to check with them if there are any liability exclusions. "Had my bicycle … Buy now. 8 Pedalcover is unique in offering combined home and bicycle insurance dedicated to cyclists. This website uses cookies to improve your experience. Good for: races and events, teams, all-rounders - you can tailor the policy to your interests. The total cost of bicycles stolen from UK train stations is over £1.5m a year, according to Velosure. Bought By Many Ltd is authorised and regulated You need to stop somewhere safe and ensure the cyclist is ok. As it’s a big part of the Theory Test, UK drivers are expected to have a basic grasp of first aid. Cyclist Newsletter. We'll assume you're ok with this, but you can opt-out if you wish.Accept Read More. Usually, home insurance policies won't give you this liability protection if your bike is electric or motor propelled. Click here for a full list of events included. British Cycling bike insurance by Bikmo is provided by Bikmo Limited.Bikmo Limited is authorised and regulated by the Financial Conduct Authority ref: 745230. Receive a complimentary copy of our weekly members e-newsletter. Wiggle Cycle & Bicycle Insurance. But that can be expensive and leave surprising gaps in cover, especially if you don’t have all of those policies. No cyclist is legally obliged to have insurance to ride their bike and while we offer insurance through membership, we do not feel it should be compulsory for all cyclists to have insurance cover. You can buy liability and personal accident cover without insuring your bike. Standard travel insurance has limits on the value of individual and total items you can take with you and quality cycling equipment can easily exceed them. Bike insurance is not included in your membership, and it only takes seconds to get a quote - all you need is your postcode, bike values and British Cycling membership number. Equipment cover means your bike and accessories are protected against theft and accidental damage up to £30,000. Our specialist cycling insurance includes Equipment cover, Public Liability and Personal Accident cover plus many other cover options. It’s not because cyclists … Bike and personal accident insurance … Shop at Wiggle Wiggle Legal. These schemes charge a small fee to join, however, the cover is less comprehensive than what you get from a full insurance policy. The first thing to consider is how long you will need your cycling holiday insurance policy to cover you for. It’s been around some time and offers a highly modular policy, allowing you to include or exclude almost every element of cover, giving lots of flexibility. © 2021 British CyclingAll Rights Reserved. 50% Multi-bike savings discount** 25% lower premium for electric bikes** 14 days free insurance on new bikes Most should include leaving your bike in a triathlon transition area and sportives. It is similar to a car breakdown policy and can cover the costs of transporting a broken bike to a shop for repairs and onwards travel. Issue 108. Bought By Many’s resident roadie found this out after his recent crash and looked into how insurance would have helped. CycleGuard makes a point of not charging more if you live in a city, which could be beneficial for many commuters. Some of the more unexpected expenses include paying for a taxi to hospital and work, the cost of takeaway meals if you can’t cook because of a broken arm, getting a physio appointment if the NHS waiting list is too long and lost entry fees for races you can no longer enter. The best insurance for different cyclists, 5. Most insurers should provide you with a list of locks that are accepted under their policies. Get a quote. There’s a 20% initial discount. Ride and event organiser insurance View. Some cyclists feel their home insurance provides enough cover for their bike – it includes public liability cover outside your home and may meet the costs of replacing a bike. Address: 1-10 Summers Street, London EC1R 5BD. Sign up to the Cyclist newsletter here. Hitting a cyclist will be traumatic for everyone involved. It insurers professionals and even covers Team Wiggins. There are options for team and coach cover and no extra charge for living in a city (excluding London). The best bicycle insurance companies of 2019, 3. It includes roadside recovery as standard. Insurance for Cyclists. It offers cover for travel, events, accessories and has a big multi-bike discount. Save 10 % when you buy online Save 10 % Online Coronavirus Exclusion: Our Insurers will not provide … Whether you are a commuter or a seasoned triathlete, there’s no need for specialist mountain bike insurance, eBike insurance, or road bike insurance – our straightforward policy covers it all. If you do not know your password, enter your username and we will send a password reset to your registered email address. Ideal for those who have totalled up the most valuable assets in their home and found a … Bicycle insurance designed for a cyclist’s needs. It covers bikes worth up to £20,000 and is underwritten by Hiscox, an insurer behind many specialist UK policies. Get an instant quote for bicycle theft, personal injury and travel cover today. Allows you to set up cover for you first and foremost and your bikes second. Or click on the name of the insurer in the table to get a quote. This insurance cover would give you protection in case you injure someone, or damage property, while riding your electric bike. If you’re a keen cyclist, you don’t need to be told the many benefits of your bike. However, selecting the best insurance policy for your needs will depend on how you use your bike. Because races are fast paced and close quartered it’s no surprise that crashes happen. While often providing some cover home insurance is unable to meet the specific demands of the committed cyclist. advertising space so a particular insurer may be highlighted in the article and, Good for: all-rounders, city cyclists, commuters, new cyclists. Over 200,000 people have used cycleinsurance.co.uk to help find their cycle insurance solution so whether you’ve just started out, or own a collection of road, mountain and e-bikes then you’ll be able to find cover to suit your needs. If you injure yourself cycling abroad, our holiday insurance will cover the costs of repatriating you back to the UK. Without it, you could be held personally responsible if someone chooses to sue you for injury or damage. We also charge for Being taken out by black ice, a pothole or another racer; scratching a car on a busy road; or having an expensive bike targeted by thieves can happen to anyone. Our mission is to transform Britain into a great cycling nation and research from nations like the Netherlands and Denmark shows that we can help to make our towns and cities safer … This is just one of a number of cycling organisations which offer automatic insurance cover as part of the membership. Also, many policies class cycling as an activity that requires a higher level of cover and activities such as races might be completely excluded. Shop around to find the best cycle insurance policy To find the right bicycle insurance policy you should consider: Plus, British Cycling members are offered 14 days free cover on new bikes, so you can focus on enjoying your first miles with total peace-of-mind. Simply put, a riding mishap can hurt someone else physically — or cause damage to their belongings, including cars, other bikes, signs, or anything else you might bump into with your bike.. Many cyclists will have to do this anyway because a British Cycling membership is required to enter most races in the UK. Aside from claiming through home insurance, many cyclists are also members or organisations like Cycling UK or British Cycling – who will also cover damages if a cyclist … This article was written by Bought By Many. It will even reimburse the cost of your lost, stolen or damaged bike or sports equipment. While the policies we've highlighted offer good all-round cover for many activities, there are particular features that may be more beneficial to certain cyclists. Which might not be great if you want to go on a Rapha trip to the States. Because cycling events vary so much it’s important to check your policy to ensure the events you’re interested in are covered. Please try again in a few moments. [3] If you're one of those unlucky enough to find your bike damaged in a collision or stolen, bicycle insurance could prevent you having to cover the cost of repairs or replacement yourself. Although you will need normal travel insurance when going abroad, having a cycle policy means your bike is covered and you won't have to pay for extras on your travel cover. Other insurance discounted for Cycling UK members . Home insurance will often have a value limit, which could be as low as £500. Local groups and cycling clubs View. looked into how insurance would have helped, Protect Your Bubble cycling insurance review, Better options and fewer restrictions for where you can store your bike, Cover for races and competitions, including triathlons, Breakdown assistance Travelling overseas with high-value bikes and cycling abroad, Cover for specific parts of the bike, such as wheels or the seat, Accessories cover - GPS, helmets, clothing, water bottles, Race fees – if you have to cancel because of illness or injury. As a registered user, you'll be able to enter over 4,000 events online. Insurance from Wiggle that’s built for the way you ride. You can view our cycling insurance policy options here, and choose which insurance policy is the right one for you - enter your bicycle value for a quote. It acts like a specialist health insurance policy for cyclists and offers payouts for physio and if you break a bone. You can invalidate your cover by using the wrongs locks or storing a bike incorrectly. But PedalSure gives you an extra level of protection that would pay out if you are injured. We also use the combined buying power of our members to negotiate fairer and cheaper deals with insurers. % claim approval property, while riding your electric bike protect both you and your and. Financial loss and inconvenience when an unexpected event happens a leisure pursuit or a vehicle membership is to... Many events will require you to set up cover for a cyclist ’ s resident roadie found this out his... You have a serious accident and policies offer cover ranging from £10,000 up to.! But PedalSure gives you an extra level of protection that would pay out if you injure cycling... Of your lost, stolen or damaged bike or sports equipment the relevant bits each. Account and British cycling membership is required to enter over 4,000 events online, amateur races, a. 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